How to Apply Pink Salt Loan Scheme 2026 Online Step by Step Guide details are available here. The Pink Salt Loan Scheme 2026 online application requires applicants to prepare their personal, business and financial information before starting the application. The financing is designed for businesses involved in pink salt processing, refining, packaging and other value-addition activities.
Applicants can sign up through the official Pink Salt financing portal pinksalt.punjab.gov.pk, complete the application online and save the form as a draft if they are unable to finish it in one session.
How to Apply Pink Salt Loan Scheme 2026 Step by Step Guide
The Pink Salt Loan Scheme 2026 online application requires more than basic personal information. Applicants should prepare their business plan, financial information, feasibility, security details and supporting documents before beginning the form.
Documents Required For Pink Salt Loan Application
Applicants should have scanned copies or clear pictures of the following documents ready:
- Passport-size photograph or selfie
- CNIC front side
- CNIC back side
- Details of two references who are not blood relatives
- CNIC copies of both references
- Mobile numbers of both references
- Business and financial information
- Business and residence address documents, where applicable
- Details of security being offered
- Other documents requested during the online application
Requirements Before Starting the Application
Before applying for the Pink Salt Loan Scheme 2026, applicants should make sure they meet the following requirements:
- A mobile number registered with the applicant’s CNIC.
- Two references who are not blood relatives, including their names, CNIC copies and mobile numbers.
- The applicant must be an active tax filer.
- New businesses should have estimated monthly business income, business expenses and other income details.
- Existing businesses should provide their actual monthly income and expense information.
- A copy of the rent agreement, transfer letter, registry or utility bill for the business and residential address, whichever is applicable.
- The applicant must meet the scheme’s eligibility criteria.
- The required application fee must be available.
- Details of the security being offered for the financing must be available.
Security documents may include a property transfer letter, registry, fard, government securities or other acceptable security, depending on the applicable financing requirements.
How to Apply Pink Salt Loan Online 2026
Applicants can follow these steps to submit the Pink Salt Loan online application.
Step 1: Sign Up
Visit the official Pink Salt financing portal and create an account to start the application.
Step 2: Use a Registered Mobile Number
The applicant must have a mobile number registered in their own name/CNIC. This number can also be used for communication and SMS updates.
Step 3: Prepare Your Documents
Keep your CNIC, photograph/selfie, reference information, business details, address documents and security information ready before starting.
Step 4: Complete the Application Form
Enter the required personal, business and financial information in the online form.
The application may take at least 15 minutes to complete when all required information is available.
Step 5: Upload Supporting Information
Applicants should upload as much relevant information as possible, including documents such as:
- Financial statements
- Business feasibility
- Business plan
- Bank statements
- Business information
- Details of proposed machinery and equipment
Step 6: Pay the Application Fee
The required application fee must be deposited according to the instructions provided through the application process.
Step 7: Submit the Complete Application
Processing of the application starts after the complete form has been submitted and the required fee has been deposited.
Step 8: Get Your Registration Number
After submission, the applicant’s application registration number will appear on the screen and will also be communicated through SMS.
Step 9: Track Application Status
Applicants will receive SMS updates when their application moves to the next stage. They can also check the application status through the official website.
Pink Salt Loan Scheme 2026 Registration Form Applicant Details
- Applicant’s Name as per CNIC – شناختی کارڈ کے مطابق درخواست دہندہ کا نام
- Father/Husband Name – والد یا شوہر کا نام
- CNIC Number – شناختی کارڈ نمبر
- Email Address – ای میل ایڈریس
- Date of Birth – شناختی کارڈ کے مطابق تاریخ پیدائش
- Age – عمر
- CNIC Issuance Date – شناختی کارڈ کے اجراء کی تاریخ
- CNIC Expiry Date – شناختی کارڈ کی میعاد ختم ہونے کی تاریخ
- Mother’s Maiden Name – والدہ کا پہلا نام
- Disability Status – کیا CNIC کے ذریعے تصدیق شدہ کوئی معذوری ہے؟
- Type of Disability – معذوری کی قسم، اگر قابلِ اطلاق ہو
- Gender – جنس: Female, Male یا Transgender
- Mobile Network – موبائل نیٹ ورک
- Mobile Code – موبائل نمبر کا نیٹ ورک کوڈ
- Cell Number – موبائل نمبر
- SIM Registration – کیا SIM درخواست دہندہ کے اپنے نام پر رجسٹرڈ ہے؟
- Current Residential Address – موجودہ رہائشی پتہ
- Province – صوبہ
- Division – ڈویژن
- District – ضلع
- Tehsil – تحصیل
- City – شہر
- Permanent Address – مستقل پتہ
- Permanent Address Status – کیا مستقل پتہ موجودہ پتے سے مختلف ہے؟
- NTN Number – این ٹی این نمبر
- Residence Ownership Status – رہائش کی ملکیت کی حیثیت
- Politically Exposed Person (PEP) – کیا درخواست دہندہ سیاسی طور پر بااثر شخصیت ہے؟
- Password – پاس ورڈ
- Confirm Password – پاس ورڈ کی تصدیق
- CAPTCHA – سیکیورٹی تصدیقی کوڈ
Pink Salt Value Addition Activities
The Pink Salt Loan Scheme focuses on businesses that add value to raw pink salt. Value addition can involve processing the salt into higher-value products, improving its presentation or developing products for domestic and international markets.
Processing
Value addition may include:
- Grinding
- Refining
- Cleaning
- Converting salt into fine form
- Converting salt into coarse form
- Other suitable processing methods
Product Development
Businesses can develop products such as:
- Salt lamps
- Cooking slabs
- Bath salts
- Seasoning blends
- Scrubs
- Salt-based chemicals
- Other value-added products
Packaging
Businesses can use modern and hygienic packaging for:
- Retail shelves
- Supermarkets
- Local markets
- Export markets
Branding and Certification
Value addition can also involve:
- Premium branding
- Food-grade certification
- Organic labels
- Export-oriented packaging
- Product quality improvement
Customization
Businesses may also develop:
- Flavoured pink salt
- Gourmet salt blends
- Customized salt shapes
- Special-purpose salt products
Suitable Pink Salt Business Plans
The application information identifies several business ideas that can be considered for pink salt value addition.
Refined Edible Salt Unit
A business can establish a refined edible salt production unit designed to meet applicable PSQCA and WHO standards.
Pharmaceutical-Grade Salt
Investors can consider a pharmaceutical-grade salt manufacturing unit for specialised applications.
Industrial Salt Processing
An industrial salt processing unit can supply processed salt to industries such as:
- Textile
- Chemical
- Food processing
Salt Handicrafts and Decorative Products
Businesses can manufacture decorative products such as:
- Salt lamps
- Salt tiles
- Salt sculptures
- Other salt-based handicrafts
Salt-Based Wellness Products
Potential products include:
- Bath salts
- Salt rooms
- Shampoos
- Facial creams
- Other salt-based wellness products
Pink Salt Business Loan Finance Scorecard
The application uses a Business Loan Finance Scorecard with a total of 100 marks.
The qualifying threshold is 50%, meaning an applicant needs at least 50 marks out of 100 to meet the stated scoring threshold.
| Category | Maximum Marks |
|---|---|
| Business Entity Type | 10 |
| Loan Purpose | 25 |
| Value Addition Level | 35 |
| Business Proposal – Technical & Financial Strength | 10 |
| Annual Sales / Turnover | 10 |
| Experience Regarding Rock Salt Business | 10 |
| Total | 100 |
1. Business Entity Type – 10 Marks
| Category | Criteria | Marks |
|---|---|---|
| Registered Company / Partnership Firm etc. | Valid registration & tax filer | 10 |
| Sole Proprietor | Active NTN / registered tax filer | 8 |
2. Loan Purpose – 25 Marks
The purpose for which financing is required has a significant role in the scorecard.
| Loan Purpose | Marks |
|---|---|
| Machinery purchase for value addition | 25 |
| BMR / Plant Upgradation | 20 |
| Expansion of existing processing unit / installation of RECP technologies | 15 |
| Working capital only | 10 |
BMR refers to balancing, modernization and replacement of plant or machinery, while RECP refers to resource-efficient and cleaner production technologies.
3. Value Addition Level – 35 Marks
Value addition carries the highest marks in the scorecard.
| Level of Value Addition | Marks |
|---|---|
| High – Refined, iodized, branded, export packaging, industrial-grade processing | 35 |
| Medium – Crushing, grading, packaging | 25 |
| Low – Basic cleaning / sorting | 10 |
This means applicants should clearly explain how their proposed business will transform raw pink salt into a higher-value product.
4. Business Proposal – 10 Marks
| Business Proposal | Marks |
|---|---|
| Complete feasibility with technical details, financial projections, cash flow and IRR | 10 |
| Incomplete feasibility | 0 |
A complete feasibility proposal can therefore contribute the full 10 marks in this section.
5. Annual Sales / Turnover – 10 Marks
| Annual Sales / Turnover | Marks |
|---|---|
| Up to PKR 150 million for Small Enterprises and more than PKR 150 million to PKR 800 million for Medium Enterprises | 10 |
| Below the applicable threshold | 0 |
Applicants should provide accurate financial information relating to their business.
6. Rock Salt Business Experience – 10 Marks
Experience and formal linkage with the rock salt business are also included in the scorecard.
| Status | Marks |
|---|---|
| Valid rock salt mining lease holder | 10 |
| Processing unit with legal mineral sourcing agreement | 8 |
| Non-lessee but registered buyer | 5 |
| No formal linkage | 2 |
Pink Salt Loan Application Scoring Summary
| Section | Maximum Marks |
|---|---|
| Business Entity | 10 |
| Loan Purpose | 25 |
| Value Addition | 35 |
| Business Proposal | 10 |
| Annual Sales / Turnover | 10 |
| Rock Salt Business Experience | 10 |
| Total | 100 |
| Qualifying Threshold | 50 Marks |
What Can Increase the Application Score?
The scorecard shows that value addition carries 35 marks and loan purpose carries 25 marks. Applicants can therefore clearly explain the nature of their proposed value-addition activity and the purpose for which financing is required.
For example, the scorecard assigns higher marks to machinery purchases for value addition than to working capital alone. Similarly, refined, branded, export-packaged and industrial-grade processing falls into the high value-addition category.
A complete technical and financial feasibility can also provide the full 10 marks available in the business proposal section.
Pink Salt Loan Application Processing
Applicants can complete the online form in one sitting or save a draft and continue later.
Once the complete application has been submitted and the required fee deposited, processing can begin according to the applicable procedure.
The applicant will receive a registration number on the screen and through SMS after submission. Further updates can be received through SMS, while application status can also be checked online.
Politically Exposed Persons (PEPs)
The application process also includes information concerning the Management of Politically Exposed Persons (PEPs).
A PEP generally refers to a person who has been entrusted with a prominent public function in Pakistan, another country or an international organisation.
The stated categories include:
- Foreign PEPs
- Domestic PEPs
- International organisation PEPs
For domestic PEPs, the definition includes senior politicians, senior government officials, judicial or military officials, senior executives of state-owned corporations and important political party officials.
The provided policy specifies that MNAs, MPAs and above fall within the senior-politician category and excludes unsuccessful election candidates from that particular definition. It also specifies senior military officials as Lieutenant General/three-star and above, or equivalent Navy/Air Force ranks, for PEP categorisation.
Close Associate of a PEP
A close associate can include a person who:
- Has joint beneficial ownership of a legal person or legal arrangement with a PEP.
- Has beneficial ownership of a legal person or arrangement known to have been established for a PEP.
- Is reasonably known to have another close social or professional connection with a PEP.
Family Member of a PEP
The stated definition includes:
- Spouse
- Lineal descendants
- Lineal ascendants
- Siblings
The application may therefore require applicants to provide relevant information where the PEP provisions apply.
Important Points For Applicants
Before starting the Pink Salt Loan Scheme Online Apply 2026 process, applicants should:
- Keep clear CNIC copies ready.
- Keep a recent photograph or selfie ready.
- Use a mobile number registered with their CNIC.
- Prepare details of two non-blood-relative references.
- Ensure active tax-filer status.
- Prepare business income and expense information.
- Keep business and residential address documents available.
- Prepare details of the security being offered.
- Prepare a detailed business feasibility where possible.
- Include financial statements and bank statements where available.
- Keep the application fee available.
- Review the eligibility criteria before applying.
- Save the registration number after submission.
- Monitor SMS updates and online application status.
pinksalt.punjab.gov.pk
The application scorecard has a 100-mark structure with a 50-mark qualifying threshold, while value addition carries 35 marks and the loan purpose carries 25 marks. Applicants should therefore provide complete and accurate information about their proposed pink salt processing or value-addition business and follow the official portal’s latest instructions during submission.
